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Payment Gateway

Payment Gateway is a tool that used to transfers information between a payment portal and bank processor in a quick and secure manner.

For example, when a customer orders product from an e-commerce site, the payment gateway will request customer to enter credit card information and send it the particular bank processor. The processor forwards the transaction to credit card company (Visa/Master) for verification. The result of verifications return in 2-5 seconds.

The whole process of information transfer from customer to verification machine is completed in a secure layer called SSL (secure socket layer). Information is encrypted in SSL.

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International payment gateway providers like	Local payment gateway providers like

Comparing Malaysia Online Payment Gateway Provider.
Setup Fee	RM 380	RM 200	RM 488
Monthly Fee	RM 120	RM 48	RM 68
Transaction Fee	4.5%	3.0%	Based on type of Internet Payment option (2%-4%)
Remark	-	-	Support ebanking, eWallet

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